Tax-related identity theft occurs when someone uses your stolen personal information, including your Social Security number, to file a tax return claiming a fraudulent refund. You may be unaware this has happened until you file your return and discover a return has already been filed using your Social Security number. Alternatively, the IRS may send…
Do you believe your email has been hacked? Have friends and family members been reaching out to you regarding messages you didn’t send? Click below to find out what your next steps should include. Download the Email Compromise Next Steps Here From time-to-time we share third-party articles/information that may be of interest to our…
Identity theft occurs when someone steals your personal information to commit fraud, such as fraudulently opening accounts, gaining access to accounts, filing tax returns, filing for unemployment benefits, obtaining medical services, or sending fake bills to your health insurer, etc. If you have been a victim of identity theft, we recommend clicking the link below…
Did you receive a suspicious communication claiming to be from your bank or custodian that contains specific account information? Do you believe your account may have been compromised? Download Your Next Steps for a Bank or Custodian Compromise Here From time-to-time we share third-party articles/information that may be of interest to our clients. These…
Often in the news, we see data breaches at large organizations and reminders of what to do if information was compromised as part of the breach. Click on the link below to download basic cybersecurity tips, as well as some additional tips to help keep your information secure. Download Cybersecurity Tips Here From time-to-time…
Tips for Preventing Fraud Cybercrime and fraud are serious threats and constant vigilance is key. While our firm plays an important role in helping protect your assets, you can also take action to protect yourself and help secure your information. This checklist summarizes common cyber fraud tactics, along with tips and best practices. Many suggestions…
Larry Swedroe My 2007 book Wise Investing Made Simple: Larry Swedroe’s Tales to Enrich Your Future contained 27 tales whose goal was to educate investors about important investment concepts and strategies. This article is in the spirit of those tales. That’s what diversification is for. It’s an explicit recognition of ignorance. — Peter Bernstein In…
Connie Brezik, 8/27/2020 Diversifying your investment portfolio means putting together a mix of stocks, bonds and other investments with your financial goals, time horizon and risk tolerance in mind. Your mix is called your asset allocation. The idea behind diversification is that, overall, owning different kinds of investments should earn you higher returns with less…
The BAM ALLIANCE, 8/4/2020 On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Since then, the U.S. Treasury Department has issued guidance to clarify and, in some cases, expand the provisions of the CARES Act dealing with retirement accounts and the relief offered to retirement account owners…
Sheldon McFarland, VP, Portfolio Strategy and Research, 8/4/2020 What do you get when you assemble a dozen or so of nuclear science’s greatest minds, give them access to the world’s first electronic general-purpose digital computer, and spend $2 billion during the height of World War II? An atomic bomb of course, and a sophisticated simulation…
Jeffrey Levine, CPA/PFS, CFP®, AIF®, CWS®, 8/4/2020 For many, correctly answering the question, “When should I begin to take my Social Security benefits?” is a critical step toward making sure their retirement income and savings last at least as long as they do. For others, who perhaps are lucky enough to have accumulated a more…
For those retiring soon, there are several options to consider when deciding how to handle assets saved in company-sponsored retirement plans.
Overview: The following are some key investing principles that investors should know. The Importance of Education It is our desire and intent to educate clients about how capital markets work and to provide them with the information necessary for their financial well-being. The advice to invest in passively managed funds is significantly different from most…
Overview: Stay the course. We repeat that advice again and again. It is a message we would not repeat if we did not truly believe it was in your best interests. The following discusses why our message is the same regardless of market conditions. Our advice has always been — and will always be —…
Overview: The following rules can help investors build and adhere to a well-designed investment plan. The following investing guidelines may be instrumental in giving investors the best chance of achieving their financial goals. Constructing an Investment Plan Recognize that the ability, willingness and need to take risk is different for everyone. Plans fail because investors…
